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Kresna Link Investa (KLITA)

KLITA is a life insurance product that supports investment (PAYDI) in the form of a unit (unit link), which provides world health insurance and investment returns (returns).

insurance type

Individual Insurance

candidate age of insured

17 To 65 Years Old

investment benefits

Paid Every Month

publication

Kresna Link Investa (KLITA)

KLITA is a life insurance product that supports investment (PAYDI) in the form of a unit (unit link), which provides world health insurance and investment returns (returns).

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PRODUCT EXCELLENCE

KLITA is a life insurance product that is linked to investment (PAYDI) in the form of a unit (unit link), which provides life insurance benefits and investment returns (yields).

PRODUCT BENEFITS

  1. Manfaat Asuransi 

Apabila tertanggung meninggal dunia baik meninggal karena sakit (normal death) ataupun meninggal karena kecelakaan (accident), maka akan dibayarkan uang pertanggungan (UP) sebesar 125% dari premi sekaligus ditambah dengan nilai polis.

  1. Manfaat Investasi 

Manfaat Investasi (Imbal Hasil) yang dihitung harian  akan dibayarkan pada saat jatuh tempo masa target investasi. Pada tanggal jatuh tempo masa target investasi kepada Pemegang Polis diberikan pilihan/opsi untuk : 1) memperpanjang (roll over) Premi saja dan menarik Target Investasinya; atau 2) melakukan penarikan keseluruhan atas Nilai Polisnya yang terbentuk

PRODUCT TERMS

Premium

Minimum premium of Rp. 50,000,000; consists of premiums as well as Rp. 20,000,000, and the rest is called a top up premium at a time.

 

Target investment level

In accordance with the applicable decree and may change at any time with prior notification. Withdrawal of premiums during the investment target period is subject to a penalty of 10% premium.

 

Age Insured

Insured entry age between 17 to 65 years. If the insured is different from the policy holder, the policy holder must have an insurable interest in the insured person.

 

Period of Coverage

During the policy is active until the insured is 100 years old.

 

General Conditions

The insured must be physically and mentally fit, not undergoing hospitalization or outpatient care and not suffering from acute or chronic illness.

*) Terms And Conditions Apply

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